Almost a responsibility to pay some money into Che Sunxian no responsibility deductible

 There is almost a responsibility to pay a few percent of the money

Zhang has been giving customers buy their cars are But all sorts of Dodge driver is not willing to compensation, desperation, Xiao Zhang to find their own insurance company to solve the problem. But the insurance company said that even if the cast full of Che Sunxian, had an accident or the first division of responsibility. If there is no liability, the insurance company is not compensation.

Coincidentally, a place of Zhang and Zhang also encountered the same problem. Mr. Zhang spent more than two hundred thousand yuan to buy a car business sediment transport business, from the car cost around one million per year beginning on the full insurance. An accident, Mr. Zhang was determined to see the responsibility of high-minus 5, and paid in advance of the more than forty thousand yuan in compensation. But later, Mr. Zhang was the insurance company to see responsible Zhang only 5 high ground, Mr. Zhang agreed to pay only two million yuan.

reporters more than twenty domestic vehicle damage insurance insurance companies had access to the contract, the results show that the insurance company that has repeatedly been mentioned in the claims,

related lawyers said, the insurance company insists on the responsibility Peifu brought a lot of harm. One is against the interests of consumers, giving consumers a lot of trouble; Second, many car owners to protect their own interests, even in an accident opt to assume more responsibility, which will assume more of the legal risk. Select Peifu

should be invalid according to the terms

2 high 8 years, Mr. Chen driving your own vehicle there was a serious traffic accident. Accidents found that primary responsibility for Chen, insurance companies insist on the division of responsibility is only lost by 7 high to see. He is helpless under the insurance company to court. The final court decision car insurance company in the amount of full compensation for loss, most of the cost of litigation but also by insurance companies pay.

wrote reporter noted that a clear verdict. Insurance clause provides that: the insurer based on the insured motor vehicle drivers in the accident responsible for the accident in the proportion of negative bear the corresponding liability. But the insurance policy does not meet the purpose of the insured parties. At the same time as a party to the contract to provide the format, the insurer set the terms of the contract, the objective of its own civil liability exemption to exclude the insured in the insurance contract, the main rights and press the provision invalid.

reporter learned that, in Beijing, Jiangsu, Chongqing and other places have had similar cases, almost one hundred percent final court found invalid by the terms of the responsibility Peifu to support the legitimate consumer demands. One Intermediate People's Court of Chongqing City, the third such case in the trial verdict in writing in this passage: does not conform to social insurance to spread the risk of contracting purposes, as against the insurance legislation and respect social ethics and the principles of good faith. confirm the 'no obligation deductible' clause is invalid, in line with the basic values of justice of this law, also in line with the development of social harmony the scientific content.

to their car on the all-risk insurance, to get the full claim, reported that the majority of domestic insurance companies are executed according to the principle of responsibility Pei Fu, which means that the insured vehicle accident in the great responsibility, how much of the debts before they can receive, and no responsibility is not Peifu.